North American | Field Bulletins
Updated: Spread and illustrated rates for indexed universal life products
Recent changes in market volatility have caused us to evaluate our spread rates and make adjustments that we believe to be most prudent to maintaining long-term success. Please be advised that we are making changes to the spread and illustrated rates for only the S&P annual-point-to-point with spread index selection for the following currently marketed products: Builder Plus IUL® 2, Protection Builder IUL, and Smart Builder IUL.

For these products to receive the current rates, ALL monies must be placed into the index accounts with an effective date ON OR BEFORE June 26, 2020. All monies with an effective date ON OR AFTER June 29, 2020 will receive the new rates
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FOR AGENT USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES.