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PDA now available from North American!

North American Company | Life

Help your clients max fund their life insurance policies with North American's Premium Deposit Agreement. With a lump sum payment, it establishes an account called a Premium Deposit Account (PDA) that automatically funds future annual premiums without creating a Modified Endowment Contract (MEC). Premium Deposit Agreement is available on most single life indexed universal life insurance policies from North American.1

Here’s how it works

Your client would like to prepay up to 10 annual premium payments for their life insurance policy.

They deposit money into the PDA. The interest rate is locked in for that deposit. The interest is credited when premiums are taken from the PDA to pay the policy.

Their life insurance policy’s premium is automatically paid each year from the PDA while in effect.

Download the flyer to learn more about how a Premium Deposit Agreement can enhance your client’s financial strategy.

Questions? Contact sales development at 800‑800‑3656 ext. 10411 or email at salessupport@nacolah.com

Availability: To access North American's web-based illustrations, contact your managing general agency (MGA) to confirm they have North American's web-based illustration software and SimpleSubmit® e‑app available on their website. If your MGA doesn't offer our web software, visit the web-based illustrations page on our website to start illustrating today.
We’re Here For Life 525 W Van Buren | Chicago IL 60607 | northamericancompany.com

1. Not available on Legacy Optimizer.

Premium Deposit Agreement is issued on form series LR509 by North American Company for Life and Health Insurance, Administrative Office, One Sammons Plaza, Sioux Falls, SD 57193. Products, features, endorsements, riders, and issue ages many not be available in all jurisdictions. Limitations and restrictions apply.


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525 W. Van Buren | Chicago | IL | 60607
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